(570) 977-5746
Kathleen Belanger
REALTOR®
If you have an old credit card that you no longer use, you might think that it would make sense to close the account. Under some circumstances, that can actually backfire and hurt your credit score.
Factors That Impact Your Credit Score
Credit scores are based on several factors. Algorithms analyze an individual’s history to figure out how likely that person is to fail to repay debts or to make payments late.
