Whether you want to save for retirement, your children’s college education, a house purchase or a dream vacation, you’ll need dedication and time. For many people, the temptation to spend money on things they want or need now, or the belief that saving a large sum of money is too difficult or impossible, keeps them from reaching their goals. Automatically transferring funds to separate accounts for long-term priorities can make saving easier.
Why Saving Automatically WorksMany people find that...
Everybody wants to save money to buy a house, take a vacation or be able to retire comfortably. If you have limited income, those goals can seem out of reach. It can be hard to save money if you don’t have much coming in, but there are ways that you can trim your spending and be able to set some money aside for the future.
Cut Expenses
For most families, housing is the biggest monthly expense. If you own a house, consider refinancing your mortgage to lower your monthly payments. That will exten...
Most pets need light grooming between visits to a professional, but dogs often need more attention than others. If you have a dog, pamper your pooch with these five do-it-yourself grooming tips from Petco:
Gather supplies. Before getting started, make sure all the correct tools are on hand. Pet parents should have dog shampoo, a towel, conditioner, a brush and treats. Don’t substitute, especially dog shampoos and conditioners–these are specially formulated to release loose hair and undercoat wh...
The bar cart is a fashionable, functional, and efficient use of space. If a full home bar is not in order, these are a great way to add design appeal that can be enjoyed during dinner parties or quiet evenings alike. You don’t even have to be a drinker to appreciate a bar cart, as they work just as well with any type of refreshment, be it mineral water or lemonade. One you’ve picked out your bar cart and chosen the ideal space for it, it’s time to put your design cap on.
Here are a few tips for...
When we think of New Year’s resolutions, we normally think about ourselves—diet, exercise, daily habits, and other personal items. However, making resolutions that impact your finances are often easier to keep. What’s more, they tend to pay dividends long after those other resolutions have fallen by the wayside.
Of course, for most people, the biggest asset is the home, so adding value there has the biggest financial impact. However, it can be intimidating to consider a home improvement project...
There are two kinds of people in the world: those who like to wrap presents and those who don’t. If you’re the latter, the task of getting tangled in paper and ribbon is the most tedious part of the holiday season, but with these alternatives, you can wrap all of your gifts with ease!
Brown Paper
Have some lunch bags or grocery bags to spare? Cut them so that the paper is spread out as big as it can extend, and use just like regular wrapping paper. You can even get a little more creative and i...
Feel like you’re stuck in a creative rut? Need to spark your imagination and develop something new? Thinking creatively is no easy task, and many of us find ourselves at a loss when our brains get tired of generating ideas. If you feel the need to refresh your mind and gain a different perspective, try these five tips to help get your creative juices flowing:
1. Change your scenery. Go for a walk. Fresh air clears your mind, and being outdoors stimulates your senses. Plus, increased circulation...
