If your child has a Social Security number, they can become a victim of identity theft.

With a clean credit history, a child’s Social Security number can be more valuable to a thief than an adult’s. It can be used to apply for government benefits, open bank and credit card accounts, and apply for a loan.

Starting college is full of all kinds of new experiences. Students are left on their own for probably the first time in their lives, and it can be daunting.

Using a credit card can be one of those “firsts,” and parents can help by explaining how credit cards work and instilling good financial habits in them. Here are some credit card habits students should learn before they get to college:

Dry skin can make life uncomfortable and even unbearable. The itching and irritation can make it difficult to focus on important tasks and to get a good night’s sleep. Dry skin may have multiple causes. In many cases, it can be relieved by making lifestyle changes. 

The best thing about travel is all the sights, smells, sounds and local cuisine to be discovered on the journey. But with in-person travel still restricted, there is a passable and free alternative. While they may not appease all your senses, you may be surprised at the quality of most virtual tours.

Try a few of these to start:

Maintaining a clutter-free home is a simple way of keeping your living spaces as stress-free as possible. After all, if you do the hard work of downsizing and organizing the stuff that you have, you’ll need to actively keep up that cleanliness otherwise all that work would be for not. By creating a few new habits, your home can continue to be an oasis from the often stressful world outside.

Create a system that works for you

Not many homeowners look forward to household chores, but there are few chores that feel quite as endless as laundry. If you dread this seemingly infinite task, there are a few tools that could make your laundry days a little easier. These inexpensive must-haves should be at the top of your shopping list if you want to make your next laundry day a breeze.

Whether you’ve been working remotely for years or are new to a work-from-home scenario, there are important strategies for doing it successfully.

Many have the misconception that working from home is easy and will automatically lead to increased productivity. In reality, the opposite is usually true. There are often more distractions at home, and not having the office resources you rely on readily available can hamper your ability to do your job.